Free tool
Should I hire a public adjuster?
A short, honest check that scores your claim situation and gives you a clear next step.
- 1. Has your claim been denied or partially denied?
- 2. Has the insurance company blamed the damage on wear and tear, maintenance, or a cause your policy doesn't cover?
- 3. Has the insurance company accepted every damaged component you believe was damaged?
- 4. Do you estimate the damage exceeds $10,000?
- 5. Does the loss involve multiple trades (roof, interior, contents)?
- 6. Does the damage extend beyond the trade of the contractor you're working with?
- 7. Does the insurance company's offer feel lower than the actual cost to repair?
- 8. Is the property commercial, multifamily, or rented out?
- 9. Do you lack time or expertise to manage the claim yourself?
- 10. Are you being pressured to sign a release or accept a quick settlement?
- 11. Has a contractor or the insurance company suggested appraisal?
- 12. Has appraisal already been demanded or invoked in writing?
- 13. Have supplements or a reinspection stopped going anywhere (an impasse)?
14. What does the disagreement seem to be about? Choose everything that applies.
Want a second look at your claim?
Send the basics and we'll tell you whether representation is likely to add value.