Water, freeze & plumbing claims
Water, Freeze & Plumbing Damage Claims
Water claims hinge on cause-of-loss language. Get it wrong and the insurance company will deny outright.
Sudden and accidental discharge (including freeze-related pipe bursts that hammer North Texas every few winters) is generally covered. Long-term seepage usually isn't. The boundary between the two is where claims are won and lost, and that's the work we do every day.
When to call us
- Supply line, ice maker line, or water heater failure.
- Slab leak or pinhole leak in a copper line.
- Freeze-related pipe burst (common in February storm events).
- Insurance company is calling damage 'long-term seepage' and denying.
- Mold remediation is being capped at policy minimums.
What we'll handle
- Cause-and-origin documentation with plumber and remediation reports.
- Full drying, demo, and reconstruction scope.
- Mold coverage analysis under the actual policy form.
- Negotiation including content damages and ALE if displaced.
If this sounds like your situation
Why hire us on this claim
We find the real problem. We understand the policy. We value the damage. We handle the claim.
Diagnosis first.
We name what the dispute is actually about.
Policy fluency.
We read the policy line by line.
Damage expertise.
Property losses are our daily work.
The claim, handled.
We take over the back and forth.
Goal: the claim you are owed on this loss.
Need help understanding your estimate?
Upload the estimate from your insurance company and we'll explain it. Or if your claim is new, tell us what happened. Either way, we'll tell you straight whether a public adjuster will add value.